Access Free Lagos State Senior Secondary School Insurance Scheme of work for SSS1. SS1 Syllabus – Schemeofwork.com
SSS1 Insurance Scheme of Work First Term
WKS | TOPICS | LEARNING OBJECTIVES | LEARNING ACTIVITIES | EMBEDDED CORE SKILLS | LEARNING RESOURCES |
1 | Introduction of Insurance | By the end of the lesson, students should be able to: Explain the meaning of insurance Identify the parties to an insurance | As a class, students share their views on the meaning of Insurance. Students, as small groups identity the parties to an Insurance. | Communication and collaboration. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Chart placing on the board Extract from newspapers WEB RESOURCES Site Link www.investopedia.com |
2 | Essential elements of Insurance | By the end of the lesson, students should be able to: Identify the essential elements of Insurance contract. List and analyze the features of Insurance contracts. | Students as a class discuss the essential elements of insurance contract. Students in small groups analyze the features of insurance contract. | Creativity and imagination. Communication and collaboration skills. | AUDIO VISUAL RESOURCES. Extract from insurance bulletin Other instructional materials. WEB RESOURCES Site Link www.kullabs.com |
3 | Historical Development of Insurance | By the end of the lesson, students should be able to Analyze the pre and post independent Insurance market in Nigeria. Mention three (3). Legislations on Insurance | Students are divided into major groups to analyse pro and post independent Insurance markets. Students as a class shire views on the legislation of Insurance. | Critical thinking and problem solving Communication and collaboration. | AUDIO VISUAL RESOURCES Pictures WEB RESOURCES Site Link www.investopedia.com |
4 | Primary and Secondary Functions of Insurance Benefits. | By the end dl the lesson, students should be able to: Enumerate the primary and secondary functions of Insurance Justify the benefits of Insurance. | Students in small groups enumerate, the primary and secondary functions of insurance. Students in pairs discuss on the benefit of Insurance. | Leadership and personal development Creativity and Imagination. Communication and collaboration. | AUDIO VISUAL RESOURCES Chart to show the benefit of primary insurance WEB RESOURCES www.jedunole.com |
5 | Risk | By the end of the lesson, students should be able to: Explain the meaning of risks Identify the types of risks and explain | Students as a class brainstorm on the meaning of risks. Students in small groups discuss their views on the types of risks. | Communication and collaboration. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Materials on types of risk WEB RESOURCES ww.lexico.com |
6 | Definition of Insurable risk and types of Uninsurable risks. | By the end of the lesson, students should be able to: Differentiate between Insurable and Uninsurable risks. Outline the types of Insurable risk and Uninsurable risks | As a class, students highlight the difference between Insurable and Uninsurable risks. In small groups, students outline types of Insurable and Uninsurable risks. | Critical thinking and problem solving. Communication and collaboration. Creativity and imagination. | AUDIO VISUAL. RESOURCE Extract from Insurance Journals magazines WEB RESOURCES Site Link www.investipedia.com |
7 | MID -TERM |
WKS | TOPICS | LEARNING OBJECTIVES | LEARNING ACTIVITIES | EMBEDDED CORE SKILLS | LEARNING RESOURCES |
8 | Hazard/Peril | By the end of the lesson, students should be able to: Discuss the meaning of Hazard List & explain the types of hazard Differentiate between moral and physical hazard | – As a class, students brainstorm on the meaning of hazard. – Students in small groups list and explain the types of hazard, – Students in pairs differentiate between moral and physical hazard. | Critical thinking and problem solving. Communication and collaboration, | AUDIO VISUAL RESOURCES Insurance Journals on hazard WEB RESOURCES Site Link www.thismatter.com |
9 | Hazard/Peril (Contd.) | By the end of the lesson, – students should be able to: Enumerate the factors that can increase the severity of loss under: a) Life insurance b) Fire insurance Explain the meaning of Peril | Students as a class brainstorm on the factors that can increase the severity of loss under a) Life insurance b) Fire Insurance Students as in small groups discuss on the concept of Peril | Critical thinking and problem solving. Communication and collaboration. | AUDIOVISUAL — RESOURCES Charts/ pictures Other instructional materials on life insurance WEB RESOURCES www.thismatter.com |
10. | Insurable Interest | By the end of the lesson, students should be able to: – Define the insurable Interest – Identify the legal requirements of – Insurable interest Outline the creation of Insurable merest. | Students in small groups discuss on the meaning of insurable interest. Whole class presentation on the legal requirement of insurable interest and the creation. | Critical thinking and problem solving. Communication and collaboration. | AUDIO VISUAL RESOURCES Gallery walk/chart placing. Extract from insurance company magazines. WEB RESOURCES www.lemonade.com |
11. | Revision | ||||
12. | Examination |
Insurance Scheme of Work SSS1 Second Term
WKS | TOPICS | LEARNING OBJECTIVES | LEARNING ACTIVITIES | EMBEDDED CORE SKILLS | LEARNING RESOURCES |
1 | Utmost good faith | By the end of the lesson, students should be able to: Unfold the meaning of Utmost good faith. States the insured and insurer duty of disclosure. Point out the fact that need to be disclosed and states its effects. | Students are divided into two groups to present a case study between the Insured and Insurer Students in group state the facts that need to be disclosed under utmost good faith. | Critical thinking and problem solving Communication and collaboration. | AUDIO VISUAL RESOURCES Extract from Insurance magazine Specimen of the policy document WEB RESOURCES Site Link investopedia.com |
2 | Proximate cause | By the end of the lesson, students should be able to: Describe the meaning of Proximate cause. Justify how Proximate cause can be applied when concept cause | Students as a class explain the meaning of proximate cause are divided into groups to present case studies of two scenarios of the concept. | Creativity and imagination. Communication and collaboration | AUDIO VISUAL RESOURCES Chart on the meaning of proximate cause WEB RESOURCES Site Link www.nycbar.org |
3 | Indemnity | By the end ofthe lesson, students should be able to: Justify the concept of indemnify Outline the methods that can provide indemnity, Enumerate the position that can prevent Indemnity | Whole class discussion on the concept of Indemnity. Students share views on the steps Insurer undertakes to restore the Insured to the normal position. | . Leadership and personal development. Communication and collaboration. Critical thinking and problem solving. | . AUDIO VISUAL RESOURCES Gallery walks chart placing. . WEB RESOURCES Site Link www.investopedia.com |
4 | Subrogation | Bythe end of the lesson, students should be able to: Demonstrate the principle of subrogation. Justify how subrogation rights arise. Illustrate the application on Subrogation between the Insured &Insurer. | Students in small groups brainstorm on the meaning of Subrogation Students as a class analyze how Subrogation rights arise. Students in pairs enumerate the conditions for Subrogation. | Critical thinking and problem solving. Communication and collaboration. Citizenship | AUDIO VISUAL RESOURCES Chart placing on the subrogation rights WEB RESOURCES Site Link www.investopedia.com |
5 | Contribution | By the end of the lesson, students should be able to: Explain the meaning of | Students as a class brainstorm on the meaning of contribution. | Communication and collaboration. | AUDIO VISUAL RESOURCES Extract from insurance |
Insurance
WKS | TOPICS | LEARNING OBJECTIVES | LEARNING ACTIVITIES | EMBEDDED CORE SKILLS | LEARNING RESOURCES |
Contribution Point out how contribution may arise List the application of contribution | Students in small contribution may arise demonstrate how contribution arise. Students in pairs enumerate the application of contribution. | Critical thinking and problem solving. Leadership and personal development | Magazine WEB RESOURCES Site link www.lexico.com |
6 | Proposal Forms | By the end of the lesson students should be able to: Define proposal form Highlight the use of proposal form Identify the contents Proposal form | Students as class discuss the concept of proposal form. Students in small groups to design a proposal form. Students as a class write out contents in the proposal form. | Communication and collaboration. Citizenship Critical thinking and problem solving. Creativity and imagination. | AUDIO VISUAL RESOURCES Specimen of proposal forms other instructional materials.www.iedunote.com |
7 | MID – TERM | ||||
8 | Cover note | By the end of the lesson students should be able to: Define cover note and its features. Outline the functions of cover notes. List out any six information on a cover note. | Students as class discuss the meaning of Cover note and its features. Students in pairs design a cover note Students in small groups mention (6) six vital information in a cover note. | Communication and collaboration. Citizenship Creativity and imagination. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Gallery walk Specimen of cover notes WEB RESOURCES Site Link www.iedunote.com |
9 | Certificate of insurance | By the end of the lesson students should be able to: Discuss the meaning of certificate of insurance. Point out the contents certificate of insurance Justify the usefulness of certificate of insurance | Students as class discuss the meaning certificate of insurance. Group discussion on certificate of insurance are issued. Students in small group point out the components of a typical certificate of insurance. | Citizenship Creativity and imagination. Communication and collaboration Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Extract of certificate of insurance WEB RESOURCES Site Link www.embroker.com |
10 | Policy Document | By the end of the lesson students should be able to: Define policy and list its features Differentiate between express conditions and implied conditions | Students as class explain the meaning of policy. Students pair up to list the features of policy Students in small group share views on the components of a policy document. | Communication and collaboration Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Chart to define policy WEB RESOURCES www.sweetprocess.com |
11 | REVISION | ||||
12. | EXAMINATION | ||||
13 | EXAMINATION |
Insurance Scheme of Work SSS1 Third Term
WKS | TOPICS | LEARNING OBJECTIVES | LEARNING ACTIVITIES | EMBEDDED CORE SKILLS | LEARNING RESOURCES |
1. | Insurance Claim | By the end of the lesson, students should be able to: Analyse the term Insurance claim. Outline the claim procedures in insurance Describe the duties of the insured and the insurance company claim administration | Whole class to brainstorm on the meaning of Insurance claim. Students in small groups to itemize claim procedures in Insurance. Students in pairs classify the duties of the insured and insurance company in a claim. | Communication and collaboration. Citizenship Creativity and imagination. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Chart on :he roes of underwriting WEB RESOURCES Site Link www.investonedia.com |
2. | Loss Adjuster and Loss Assessors | By the end of the lesson, students should be able to:. Describe the meaning of Loss Adjuster and Loss Assessors Differentiate between a Loss Adjuster and a Loss Assessors | Students in small groups explain Loss Adjuster and Loss Assessors Students as a class differentiate between Loss Adjuster and Loss Assessors | Communication and collaboration. Citizenship Creativity and imagination. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Specimen of Insurance claim Other instructional materials WEB RESOURCES www.investopedia.com |
3. | Insurance Premium | By the end of the lesson students should be able to: Explain the meaning of Insurance premium State and explain thecomponent of premium. | As a class, students describe Insurance Premium. Students in small group to explain components of Premium | Communication and collaboration. Citizenship Creativity and imagination. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Chart to describe loss adjuster Other instructional materials WEB RESOURCES Site Link www.investopedia.com |
4 | Insurance premium (contd) | By the end of the lesson students should be able to: Describe circumstances which may warrant refund of premium Enumerate the different factors used when calculating the premium for specific policy. | Group presentations discussion on circumstances which may warrant refund of premium. As a class, students share views on different factors used when calculating premium. | Communication and collaboration. Citizenship Creativity and imagination. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Specimen of insurance premium document Other instructional materials WEB RESOURCES Site. Link www.investopedia.com |
5 | Underwriting . | By the end of the lesson, students should be able to: What is underwriting? Who is an underwriter? State the functions of an underwriter | Students in small groups to explain the meaning of underwriting. Students in small groups to share views on the functions of an underwriter. | Communication and collaboration. Citizenship Creativity and imagination. Critical thinking and problem solving. | AUDIOVISUAL RESOURCES Chart to explain how insurance premium are calculated. Other instructional materials WEB RESOURCES Site Link www.investopedia.com |
Insurance
WKS | TOPICS | LEARNING OBJECTIVES | LEARNING ACTIVITIES | EMBEDDED CORE SKILLS | LEARNING RESOURCES |
6. | Insurance renewals | By the end of the lesson, students should be able to Paraphrase the meaning of Renewal notice Enumerate the process of renewal Recall the legal status of renewal notice. | Students as a class discuss motor vehicle insurance. Students as a group describe the forms of motor vehicle insurance. Students in small groups to write out the contents in brown card. | Communication and collaboration. Citizenship Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Gallery walk! chart niacin Extract of insurance renewals documents WEB RESOURCES www.marsh.com |
7. | MID-TERM | ||||
8 | Insurance renewals (contd) | By the end of the lesson, students should be able to: Describe the terms and conditions for Renewal notice Differentiate between and Claim Discount (NOD) and Long Term Agreement (LTA) | Students as a class analyze the terms and conditions for renewal notice. Students in small groups to differentiate between NCD and LTA | Communication and collaboration. Citizenship Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Gallery walk/chart placing. Extract of insurance renewals documents WEB RESOURCES www.marsh.com |
9 | Reinsurance | By the end of the lesson, students should be able to: Describe the meaning of Reinsurance Analyze the difference forms of reinsurance State the uses reinsurance | Students as class discuss the meaning of Reinsurance. Students in small groups share views on different forms of Reinsurance | Critical thinking and problem solving. Communication and collaboration. Citizenship Creativity and imagination. | AUDIO VISUAL RESOURCES Extract of insurance documents WEB RESOURCES , www.investipedia.com |
10 | Motor vehicle | What is motor vehicle insurance? Sale and explain the forms of motor insurance Describe brown card and its contents | Students in small groups explain motor vehicle insurance. Students in pair explain the forms of motor insurance. group of students to share views on brown card and its contents. | Communication and collaboration. Citizenship Creativity and imagination. Critical thinking and problem solving. | AUDIO VISUAL RESOURCES Specimen of motor insurance paper personal materials WEB RESOURCES Site Link www.axamansand.com |
11. | Revision | ||||
12-13 | Examination |
ACHIEVEMENT STANDARDS FOR SSSI
At the end of SS1, the students are able to:
- Understand the diverse meaning elements and the historical background of Insurance.
- Explain the term risk and identify classes/types
- Differentiate between insurable and non-insurable risk and outline the types of insurable arid non-insurable risk.
- Define the term hazard and enumerate the factors that can increase severity of loss.
- Interpret all classes of insurable risk
- State the insured and insurer duty of disclosure / its effects
- Outline the methods that can provide indemnity and enumerate the position that can prevent indemnity.
- List out important information on the cover note usefulness of certificate insurance.
- Identity they difference between express condition and implied condition
- Describe the duties of the insured and the insurance claim administration.
- Highlight and discuss the components of insurance premium
- Determine the different factors used when calculating the premium used for specific policy.
- Analyze the meaning of reinsurance and state the different types / uses of reinsurance.
- Explain the term motor vehicle insurance and identify the various forms of motor vehicle insurance,
- Describe brown card and its contents.