Education Resource Centre Secondary Business Teaching Curriculum. SS 2 Commerce Scheme of Work Federal – Schemeofwork
COMMERCE SS2 TEACHING SCHEME FIRST TERM
| WEEK | TOPIC/CONTENT | ACTIVITIES |
| 1 | COMMUNICATIONS Trace the development of communication.Nigerian traditional means of communication-; gongs, drums etc | Teacher leads discussion on traditional means of communication. Students participate and give examples. |
| 2 | COMMUNICATIONS NIPOST-; meaning and functionsNITEL-; meaning and functions SATELLITE-; meaning, Nigerian SAT1 and 2, GSM, voice mail, pictures. | Teacher leads discussion on telecommunication and telephone services. Students ask questions on satellite, computer and G.S.M |
| 3 | COMMUNICATIONS Courier services and its functions.Compare courier services with the post office services.Computer appreciations;- Microsoft wares, opening documents, storage of documents.Computer appreciation; types and print out documents. | Teacher leads discussion on telecommunication and telephone services. Students ask questions on satellite, computer and G.S.M |
| 4 | COMMUNICATIONS Computer appreciation-; internet (www.com/you tube), facebook, twitter.E-mail;- meaning, opening e-mail account.E-mail sending and receiving/documents. | Teacher visits the school computer room with the students. Students manipulate computer in the computer room. |
| 5 | ADVERTISING Meaning of advertising, roles/importance.Types of advertising; persuasive, informative and competitive, mass and specific.Methods of advertising-; direct and indirect.Media of advertising, cenima, window dislay, catalogues, hoarding, etc | Teacher guides the learners to identify each of the advertising media, conducts mock advertising. Students dramatize the method of advertising in business. Resources; pictures, radio, TV, newspaper etc |
| 6 | ADVERTISING CONTD Advertising media contd (advantages and disadvantages)Media od advertising- electronics (TV, radio, internet), advantages and disadvantages. | Teacher guides the learners to identify each of the advertising media, conducts mock advertising. Students dramatize the method of advertising in business. Resources; pictures, radio, TV, newspaper etc |
| 7 | ADVERTISING CONTD Merits and demerits of advertisingConsumer protection in advertisingFactora affecting choices of advertising.Appraise the praise of advertising in business. | Teacher guides the learners to identify each of the advertising media, conducts mock advertising. Students dramatize the method of advertising in business. Resources; pictures, radio, TV, newspaper etc |
| 8 | TOURISM Meaning/definition of tourism and tourist, forms, advantages and disadvantages of tourism.Tourist centres in Nigeria;- Obudu cattle ranch, parks and zoos etc | Teacher leads discussion on tourism, organize visit to tourist centres. Students participate in class discussion. Resources; pictures, journals, video clips. |
| 9 | INSURANCE Insurance- definition and history of insurance in Nigeria.Basic principles; utmost good faith, insurable interest, subvogation etcTypes of insurance; life assurance-; whole life insurance and endowment insurance. | Teacher explains insurance and leads discussion on types of risks. Students write notes on basic principles of insurance. Resources; charts, pictures, posters etc. |
| 10 | INSURANCE CONTD Non-life insurance;- motor vehicle, fire, fidelity, burglary/robbery/theft.Accident, consequential loss insurance.Marine insurance; meaning and types e.g hull, cargo, ship owner liability and freight insurance. | Teacher explains insurance and leads discussion on types of risks. Students write notes on basic principles of insurance. Resources; charts, pictures, posters etc. |
| 11 | INSURANCE CONTD Marine insurance policies e.g time, voyage, policies, valued and unvalued policy.Marine losses; total loss, actual total loss, constructive total loss, partial loss; general and particular average losses.Underwriting, re-insurance co-operative of Nigeria. | Teacher explains insurance and leads discussion on types of risks. Students write notes on basic principles of insurance. Resources; charts, pictures, posters etc. |
| 12 | INSURANCE CONTD Types of risks; fundamental and partial risks.Procedures for insurance contract, inquiry, proposal form, premium, cover notes etcRole of insurance broker and agents.Importance of insurance to business. | Teacher explains insurance and leads discussion on types of risks. Students write notes on basic principles of insurance. Resources; charts, pictures, posters etc. |
| 13 | Revision | Revision |
| 14 | Examination | Examination |
Education Resource Centre Secondary Business Teaching Curriculum. SS 2 Commerce Scheme of Work Federal – Schemeofwork
COMMERCE SS2 TEACHING SCHEME SECOND TERM
| WEEK | TOPIC/CONTENT | ACTIVITIES |
| 1 | BANKING Meaning, origin and types.Commercial bank, functions, loan and overdraft.Types of bank account, saving and fixed deposit. | Teacher leads discussion on types of banks. Students role play the banking activities and participate actively in class discussion. Resources; cheque booklets, teller, A.T.M cards. |
| 2 | TYPES OF BANK ACCOUNT Current accounts- meaning, procedures for opening a current, factors to be considered before granting a loan by the bank manager.Cheque; definition, parties to a cheque, problems involved in the use of a cheque.Types of cheque; order, open, bearer and crossed cheque. | Teacher leads discussion on types of banks. Students role play the banking activities and participate actively in class discussion. Resources; cheque booklets, teller, A.T.M cards. |
| 3 | FORMS OF CHEQUE Stable cheque, post dated, certified, bounced, dishonoured cheque.Crossed cheque- general and special crossing.Reasons for dishonouring cheques. | Teacher leads discussion on types of banks. Students role play the banking activities and participate actively in class discussion. Resources; cheque booklets, teller, A.T.M cards. |
| 4 | PAYMENTS Automated teller machine card, western union, money gram.Computer and the bank, e- banking. | Teacher organizes a visit to any ATM and explains in detail how the machine operates. Students identify the benefit of ATM |
| 5 | CENTRAL BANKING Meaning, origin and functions of central bank.How central bank controls commercial banks, clearing houses.Roles of central bank in economic development of West Africa.Distinguish between central bank and commercial bank. | Teacher organizes a visit to any ATM and explains in detail how the machine operates. Students identify the benefit of ATM |
| 6 | SPECIALIZED BANKS Developed banks, merchant bank, meaning and functions.Mortgage bank, meaning and functions.Building societies; meaning and functions.Universal banks; meaning and functions. | Teacher organizes a visit to any ATM and explains in detail how the machine operates. Students identify the benefit of ATM |
| 7 | WAREHOUSING Meaning and types.Importance and functions.List the advantages and disadvantages of warehousing. | Teacher leads discussion on the meaning and importance of warehousing in business. Students fully participate in the discussion. Resources; pictures, diagrams, and charts. |
| 8 | CAPITAL Meaning, economist, accountants, and layman concept.Types of capital; authorized/registered/ nominal, issued, called-up, capital owned etcWorking capital | Teacher leads the students to examine annual reports of companies to identify various types of capital. Teacher also works examples on the board. Students should calculate working capital. Resources; annual reports. |
| 9 | CREDIT Meaning, basis for credit sales, advantages and disadvantages.Types; mortgage, loan, overdraft, credit deferred payment, finance houses/leasing etc.Hire purchase; meaning, features, characteristics, advantages and disadvantages to the seller and the buyer. | Teacher invites a local business man/ farmer/trader, who can narrate how credit has helped or ruined his business, collect newspaper cuttings of finance houses, describes credit instruments. Students should listen and ask questions. Resources; newspaper cuttings of finance houses, hire purchase agreement. |
| 10 | CREDIT CONTD Differences between hire purchase and deferred payment, and their similarities.Functions of credit to the wholesaler and retailer.Credit instrument; bill of exchange, promissory note, letter of credit, debentures, vouchers etc. | Teacher invites a local business man/ farmer/trader, who can narrate how credit has helped or ruined his business, collect newspaper cuttings of finance houses, describe credit instruments. Students should listen and ask questions. Resources; newspaper cuttings of finance houses, hire purchase agreement. |
| 11 | Revision | Revision |
| 12 | Examination | Examination |
COMMERCE SS2 TEACHING SCHEME THIRD TERM
| WEEK | TOPIC/CONTENT | ACTIVITIES |
| 1 | CREDIT Credit instrumentFunctions of credits to; retailer and wholesalers.Problems facing users of credit (buyer)Problems facing business in granting (seller). | Teacher describes in detail credit instrument. Students to collect newspaper cuttings of finance houses. |
| 2 | PROFIT Profit, meaning, types, gross and net profit.Calculation of gross and net profit from a given data.Calculation of gross and net profit to turnover. | Teacher leads students to compute gross and net profit from a given data., uses both business mathematics, and accounting approach. Students compute gross and net profit using the two approach. |
| 3 | TURNOVER Turnover, meaning, relationship of capital investment to turnover, factors that affect turnover.Calculation of gross profit to turnover and net profit to turnover.Variation in turnover in different types of business. | Teacher works examples on chalkboard for students to copy. Students calculate the rate of turnover from a given data. |
| 4 | BUSINESS LAW Definition, list and explain the branches of business law- law of contract, sale of goods, agency, hire purchase, employment.Law of contract; meaning, basic elements/essentials of a valid contract.Parties to a contract, characteristics of an offer and termination of an offer, contract binding on a minor and contract void on a minor.Types of misrepresentation mistakes. | Teacher gives simple cases to illustrate the principles of business law, guides the students to interview employers of labour and employee, and report for discussion. Students write short notes on types of business law from the board. Resources; publications on government regulations. |
| 5 | BUSINESS LAW CONTD Types of contract voidable, formal and informal, oral and written, expressed and implied etcTermination of a contract and remedies for breach of contract.Sales of goods act; meaning, provisions of sale of goods act 1893, rights of the buyer and unpaid seller. | Teacher gives simple cases to illustrate the principles of business law, guides the students to interview employers of labour and employee, and report for discussion. Students write short notes on types of business law from the board. Resources; publications on government regulations. |
| 6 | PRINCIPLES OF AGENCY Rights and duties of the agent and the principal.Rights and obligation of employer and employees.Government regulations of business—registration of business, patent right, trade mark, copy rights and intellectual property. | Teacher guides students to interview an agent and the principal and report for discussion. Students copy notes from the board. Resources; articles and memorandum of association. |
| 7 | STRUCTURE OF BUSINESS Organizational setupDraw an organizational chart showing various positions.Authority responsibility, accountability, span of control, delegation of authority, advantages and disadvantages of delegation of power/authority. | Teacher illustrates with a chart or diagram of an organization and guides the students to interpret organizational set-up. Students outline the departments in organization. Resources; charts, diagrams. |
| 8 | BUSINESS STRUCTURE CONTD Inter-intra-departmental communication, meaning, media of communication in inter and intra departmental communication.Comparism, importance of inter and intra-departmental communication.List the various media of communication.Distinguish between the power of an individual and the power of an office. | Teacher illustrates with a chart or diagram of an organization and guides the students to interpret organizational set-up. Students outline the departments in organization. Resources; charts, diagrams. |
| 9 | INTRODUCTION TO BUSINESS MANAGEMENT Business- meaning of business and meaning of management.Business resources; meaning and examples- human, money, machine, materials, opportunities, goodwill.Business objectives.Management of business, functions of management (planning, organizing, etc) | |
| 10 | BUSINESS ORGANIZATION Departments, departmentalization, function.Business and its environment.Social responsibilities of business- scholarship awards, employment of people in the community, etcResponsibilities to community, government, shareholders and employee. | Teacher guides students to discuss business organization, organizes students to develop organizational chart. Students draw organizational chart in their notebooks. Resources; charts, pictures, and newspaper cuttings. |
| 11 | INTRODUCTION TO MARKETING Meaning, importance in functions in an economy.Marketing concept, the four marketing mix.Price mix; pricing policies e.g penetration, scheming.Methods of promotion. | Teacher explains in detail the marketing concept, explains the method of promotion and pricing of products. Students distinguish between market and marketing. |
| 12 | Revision | Revision |
| 13 | Examination | Examination |
